You believe
That l've changed your life forever
And you're never gonna find
Another somebody like me

And you wish
You had more than just a lifetime
To give back all I've given you
And that's what you believe

But IOU
The sunlight in the morning
And the nights of honest loving
That time can't take away

And IOU
More than life now, more than ever
I know that it's the sweetest debt
I'll ever have to pay

I'm amazed
When you say it's me you live for
You know that when I'm holding you
You're right where you belong

And my love
I can't help but smile with wonder
When you tell me all I've done for you
'Cause I've known all along

That IOU
The sunlight in the morning
And the nights of honest loving
That time can't take away

And IOU
More than life now, more than ever
I know that it's the sweetest debt
I'll ever have to pay

Oh, IOU (IOU)
The sunlight in the morning
And the nights of honest loving
That time can't take away

And IOU (IOU)
More than life now, more than ever
I know that it's the sweetest debt
I'll ever
Have to pay